Your Personal Budget Bliss

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I love doing personal budgets, but I know not everyone does. I would start off the project by introducing the topic and explaining what budgets are for those who don't know, then I would move on to why budgets are vitally important when it comes to personal finance. As for the reader creating their own personal budget, I would recommend that they use a spreadsheet, round down their monthly income to an increment ending in 25 ($2000, $2025, $2050, or $2075) to make it easier to do the math. To make budgeting even easier, I would mention rounding up the cost of something to the nearest increment of 25 (If something is $185, then they would round up to $200). Lastly, before the conclusion, I would introduce the 'Doesn't exist pot' where they would put the money rounded down their monthly income from and put it in a separate location. If their monthly income is $3185, and they round down to $3100, then they put that $85 per month in a separate location and they would save $1,020 in a year.


Tonya F.

Tonya F.

Hoquiam, Washington, United States

I currently live in rainy western Washington state.

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