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Want to make some home improvements or buy a new wardrobe? If the answer is yes, you probably need to borrow money. Here are seven ways to improve your credit rating: 1) Prove where you live...
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In this article, I will start with a brief introduction about why a credit score is important, why every person has more than one score, and how pursuing good credit can save a person a lot of money in their lifetime. I will then delve into the key factors that affect a person's credit and what they can do to achieve a high credit score, including: closing old accounts, opening new accounts, trying to raise credit limits, trying to lower credit utilization to 10% or less, and so on. I will end the article with some quick tips and a summary.
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A new credit rating method announced by FICO and Experian could raise millions of Americans' scores. The UltraFICO, to be unveiled in 2019, will include banking history in calculation of the credit score,. Learn the scoring criteria, who will benefit and how to take advantage of this alternative methodology.
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An overview of the newest FICO scoring system, including how it works, how it differs from the current credit scoring format, who it may benefit, and why.