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Explains to consumers why the 60-20-20 budget works best. This budget recommends 60% of one's income for needs (housing, food, clothing, etc.), 20% for savings (emergency funds, funding retirement accounts, etc.), and 20% for "fun" or things you want to do. This budget is the perfect balance of needs/savings/wants. This piece will introduce the budget to consumers and explain why it would be beneficial for their family to use this budget to accommodate their lifestyle. It allows you to save and have fun without neglecting the basics or being caught in a dilemma if an emergency ever strikes.