Blog Ideas For Personal Finance

Content marketing blog ideas from freelance writers available for hire. Scripted vets bloggers for quality, creativity and expertise

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Short Blog Post $49.50

Top 10 Ways To Budget As A Parent

Introduction: As many people know, raising children is costly in both time and money. They are the job that never stops. Below are some ideas, from grocery lists to apps, that will help you save money for when you need it most. In the outline for this topic, I have written down some ideas such as: • Planning for new shoes: Parents always seem to be caught off guard when it comes to shoes, so this section will quickly cover how many times kids outgrow shoes by age group • Meal Prepping: Saves both time and money, and creating a weekly, biweekly, or monthly menu will help cut down on expenses • Using grocery lists: Cuts down on time spent at the store, especially helpful if you do an aisle by aisle list • Couponing: Saves money, the parent can have the child help •Thirft shops and garage sales • Apps: There are apps which have items for sale at a low cost. • Banking: Switching to a bank that has no fees • Budget overhaul: Assess needs vs wants • Find a way to reduce childcare expenses, such as finding a parent with an opposite schedule • Downgrade the car: This would help save on insurance costs. Or, depending on where they live, go car free

Tonya F.

Tonya F.

Hoquiam, Washington, United States

Jobs Completed 3 Customer Ratings 4 Job Success 3/3 (100%)

Standard Blog Post $76.75

Your Personal Budget Bliss

I love doing personal budgets, but I know not everyone does. I would start off the project by introducing the topic and explaining what budgets are for those who don't know, then I would move on to why budgets are vitally important when it comes to personal finance. As for the reader creating their own personal budget, I would recommend that they use a spreadsheet, round down their monthly income to an increment ending in 25 ($2000, $2025, $2050, or $2075) to make it easier to do the math. To make budgeting even easier, I would mention rounding up the cost of something to the nearest increment of 25 (If something is $185, then they would round up to $200). Lastly, before the conclusion, I would introduce the 'Doesn't exist pot' where they would put the money rounded down their monthly income from and put it in a separate location. If their monthly income is $3185, and they round down to $3100, then they put that $85 per month in a separate location and they would save $1,020 in a year.

Tonya F.

Tonya F.

Hoquiam, Washington, United States

Jobs Completed 3 Customer Ratings 4 Job Success 3/3 (100%)

Standard Blog Post $95.00

5 Simple Steps to Improve Your Finances in 2019

Catered towards those who have difficulties managing their finances, this piece will detail five actionable steps that readers can take to improve their finances in the new year.

Amber H.

Amber H.

York, Pennsylvania, United States

Jobs Completed 448 Customer Ratings 182 Job Success 438/448 (97%)

Standard Blog Post $133.75

How to Protect Yourself from a Stock Market Crash

After a rocky end to 2018, many investors are worried about what 2019 will bring. Now is the time to make sure your asset allocation is right and you have a solid emergency fund. After that, stay the course and keep up your regular investments no matter what.

Erin F.

Erin F.

Tampa, Florida, United States

Jobs Completed 335 Customer Ratings 154 Job Success 334/335 (99%)

Short Blog Post $76.25

Investing in Cryptocurrency: Is It Worth the Risk?

Cryptocurrency is a hot topic in every venue. This post will aim to answer the question on everyone's mind: is it worth investing in? Note: This will be curated for those outside of the finance/tech industries and will utilize layman's terms to explain these advanced concepts.

Amber H.

Amber H.

York, Pennsylvania, United States

Jobs Completed 448 Customer Ratings 182 Job Success 438/448 (97%)

Standard Blog Post $90.00

Too Young to Think About Retirement? Think Again!

Even if you're fresh out of school (college, or even high school) and are just starting your career, it's not too early to begin thinking about how you want to spend your retirement years. Being young and a long way from retirement--in other words, having lots of "time")--is one of your most valuable assets. Don't waste it! Start now, in your youth, developing and implementing your retirement plan. Set your goals and begin working toward them--you can only regret it if you wait.

Lester Y.

Lester Y.

Myrtle Beach, South Carolina, United States

Jobs Completed 2 Customer Ratings 0 Job Success 2/2 (100%)

Standard Blog Post $95.00

What the UltraFICO Could Do for Your Credit Score

A new credit rating method announced by FICO and Experian could raise millions of Americans' scores. The UltraFICO, to be unveiled in 2019, will include banking history in calculation of the credit score,. Learn the scoring criteria, who will benefit and how to take advantage of this alternative methodology.

Emmay J.

Emmay J.

Oakland, California, United States

Jobs Completed 305 Customer Ratings 145 Job Success 299/305 (98%)

Standard Blog Post $76.75

How Spending, Saving, and Investing Habits Determine Class

In this article, I'll break down the general habits of the lower, middle, and upper class population to compare the differences of how they handle money. This is a popular topic addressed in just about every financial health book out there (in various ways) and it plays a key role in getting out of debt and gaining financial independence.

Sydney C.

Sydney C.

Sandpoint, Idaho, United States

Jobs Completed 18 Customer Ratings 12 Job Success 18/18 (100%)

Standard Blog Post $113.75

What Is the UltraFICO Credit Scoring System?

An overview of the newest FICO scoring system, including how it works, how it differs from the current credit scoring format, who it may benefit, and why.

Elizabeth T.

Elizabeth T.

Newburyport, Massachusetts, United States

Jobs Completed 1118 Customer Ratings 486 Job Success 1107/1118 (99%)

Standard Blog Post $88.75

5 Financial Mistakes that Will Cost You Big

Sample intro: We may not all have a background in finance or accounting, but when it comes to personal finance, being informed can go a long way. Here are some of the most common financial errors most people make and how to avoid them. Sample topics: Not saving enough for retirement, not investing in company's 401K, not looking for employers who off student debt repayment benefits, etc.

Maria B.

Maria B.

Laval, Québec, Canada

Jobs Completed 22 Customer Ratings 12 Job Success 22/22 (100%)

Standard Blog Post $76.75

Student Loans: Starting out Behind the Eight-Ball

Statistics show that a person's lifetime earning potential dramatically increases with a college degree in hand. Unfortunately, statistics also show that the cost of such a degree has become prohibitive for most without the help of some type of financial aid. In other words, students will need to dig a big debt-hole in order to make enough money to pay off that "initial" debt. For many, that can bring long-term ramifications. Is it worth it?

Lester Y.

Lester Y.

Myrtle Beach, South Carolina, United States

Jobs Completed 1 Customer Ratings 0 Job Success 1/1 (100%)

Short Blog Post $87.50

What Happens if My Obamacare Subsidy Was Wrong?

If your income was higher or lower than you expected when you signed up for Obamacare, you may be receiving too much or not enough in subsidies. This will be sorted out when you file your return either by paying back some of the subsidy with your taxes or as an additional tax credit if your subsidy was too low.

Erin F.

Erin F.

Tampa, Florida, United States

Jobs Completed 335 Customer Ratings 154 Job Success 334/335 (99%)

Short Blog Post $87.50

Call Your State Taxes a Donation to Avoid Federal Tax? Not So Fast

After the Tax Cuts and Jobs Act limited deductions for state and local taxes, some states tried to recreate the deductions by allowing their residents to donate to designated state charities instead of paying state taxes. The IRS has proposed new rules to close this loophole. https://www.journalofaccountancy.com/news/2018/aug/state-local-tax-credits-charitable-contributions-201819604.html

Erin F.

Erin F.

Tampa, Florida, United States

Jobs Completed 306 Customer Ratings 138 Job Success 305/306 (99%)

Short Blog Post $87.50

Should You Convert Your Traditional IRA or 401(k) to a Roth IRA?

With new tax brackets after tax reform, Roth IRAs are now more favorable, and it's time to revisit conversion strategies. Here's when converting makes sense, how to time it, why new tax brackets make it better, and why to get it done by 2025.

Erin F.

Erin F.

Tampa, Florida, United States

Jobs Completed 316 Customer Ratings 145 Job Success 315/316 (99%)

Short Blog Post $57.50

Why You Need a CD Ladder and How to Build One

CD ladders provide a better yield than savings accounts while still keeping money available for emergencies and large purchase. They also provide interest rate and inflation protection.

Erin F.

Erin F.

Tampa, Florida, United States

Jobs Completed 297 Customer Ratings 131 Job Success 296/297 (99%)

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